Statewide May 2nd Texas Election Alert!

Gov’t Fuzzy Math:

Seniors, Bond Elections & Property Taxes

Local governments love to say
“Over 65 taxpayers won’t be affected!”
when they push new bond debt. The facts tell a very different story.

Fact 1

“It won’t cost you anything” is a shell game.

When officials say new debt won’t raise taxes on over‑65 homeowners, what they’re really doing is shifting the tax burden onto younger families — the very people trying to buy homes, raise kids, and build a future. And the burden doesn’t stop there: local businesses get hit too, which means higher prices on goods and services for everyone — including seniors.

Fact 2

The “monthly cost of a cheeseburger” pitch is misleading.

Those “average monthly cost” numbers are calculated using the entire tax base, including seniors whose tax bills are capped. If seniors make up a large share of the district’s tax base, the “average” is artificially lowered — meaning younger taxpayers may pay far more than the advertised number in bond campaign materials. That’s not transparency. That’s tax creep disguised as a snack‑sized bargain.

Fact 3

Seniors’ taxes are capped, not erased.

The over-65 exemption freezes the maximum a senior can be charged. If a taxing entity pays off debt, refinances, or lowers the debt repayment portion of the tax rate, seniors’ tax bills can actually go down. But when new debt is added that possibility disappears! The claim that bond debt “doesn’t affect seniors” is flat out false.

Fact 4

Many seniors are renters, and rent follows taxes.

When landlords get higher tax bills, those costs don’t magically vanish. They show up as higher rent, fees, or reduced maintenance. Seniors on fixed incomes feel it immediately — and so do younger renters.

Fact 5

Higher property taxes raise prices across the board.

Most small businesses can’t absorb repeated tax hikes. They’re forced to cut wages, cut workers, delay investments, or raise prices on everyday goods and services — including those famous “cheeseburgers.”

— BOTTOM LINE —

Bond debt doesn’t skip seniors. It shifts tax burdens, hides real costs, and eliminates the chance for tax relief for everyone — seniors, families, renters, and local businesses alike.

Voters deserve the full picture.

#TaxpayerWatch